Caser’s cruise insurance coverage and a step-by-step guide to buy

Cruises are a fun and cost-effective way to explore several countries or regions at once. While aboard, cruise accommodations, meals, and entertainment are often all-inclusive, and you’ll have a wide range of day trips, tours, and excursions planned for the duration of your cruise. Whether you’re going on a couples cruise, cruise for the whole family, or a cruise with a group of your best friends, you don’t want weeks or even months of planning to go to waste because of unforeseen circumstances or complications. 

Besides cancellation of your cruise or excursions, common accidents that may occur onboard could be food poisoning, slips by the pool, or even breaking a bone at one of the cruise’s many activities. And just a simple trip to the cruise ship doctor can cost hundreds. Not to mention any number of injuries or emergencies that may occur on land, in a foreign country and in a foreign language. You don’t want to be covering those costs out-of-pocket!

That’s where Caser’s cruise insurance coverage comes in. Learn all about what Caser Expat Insurance’s policy covers for cruises and how to purchase this type of travel insurance. 

Why do you need cruise insurance coverage?

General health insurance or even travel insurance may not be specific enough to provide adequate coverage for your cruise vacation. Caser cruise insurance is a combination of health insurance plus travel insurance, which will meet your medical and traveling needs. There are several unique aspects of cruise travel that necessitate specialized insurance, such as extended durations, multiple destinations, and potential onboard medical emergencies. 

What to look for in a cruise insurance provider?

There are many different companies that provide insurance. You want to make sure that the company you choose is based where you live, but also provides coverage where you’re traveling to. This way, the company will be well-known and trustworthy, and it will make the claims process easier. In Spain, Caser Expat Insurance is a highly regarded insurance company with over 2 million customers served. 

During the research process, you should look for cruise insure providers with these characteristics: 

• Comprehensive coverage: The insurance policy addresses a wide range of potential issues specific to cruise travel, such as healthcare emergencies, trip cancellation, etc. 
• Family inclusivity: There is an option to insure the entire family traveling together, ensuring collective protection.
• No waiting periods: The policy offers immediate coverage without waiting periods.
• 24/7 assistance: There is access to round-the-clock support services during the trip.
• Multi-language: The insurance company agents speak your language when purchasing insurance or dealing with a claim. 

All of these characteristics are fulfilled by Caser Expat Insurance, so you know you’re in good hands at all times. That’s one less thing to worry about!

What are Caser’s cruise insurance coverages?

Caser Expat Insurance’s cruise insurance coverages can be grouped into main coverages and differential coverages. With everything, it includes interpreter services in case of emergencies, so language won’t be a barrier.

Main coverages: 

• Global coverage for medical expenses and emergencies incurred during the cruise, whether onboard the cruise or on land. 
• Repatriation or medical transfer due to illness, accident or death, plus coverage for companions. 
• Additional expenses incurred during illness or emergencies, such as hotel stay extension, travel for an accompanying family member, escorting minors, interpreter services, etc. 
• Early return due to hospitalization, death of a family member, fire, theft, etc. 
• Lost or delayed luggage management, including worldwide search and delivery, compensation for theft, loss, or damage, replacement of lost or stolen ID or passport, and expense coverage for essential items due to luggage delay. 

Differential coverages:

• Travel delay in starting the trip or returning home. 
• Trip cancellation coverage for trips not started for each insured person.

• Reimbursement for unused portions of the trip for each insured person. 
• Accident indemnity for death or permanent disability in public transport or in accidents 24 hours. 
• Personal liability protection against incidents that may occur during the cruise.
• Legal defense abroad via legal information and damage claims, claims for purchase and service contracts, and defense for criminal liability. 

Step-by-step guide to buy Caser cruise insurance

Caser makes it easy to purchase any type of insurance you wish to take out. For cruise insurance, visit this webpage and follow the step-by-step guide below to buy online or speak with an agent. Our agents speak English and other languages, so you’ll never have a problem being understood. 

Buy Online

1. If you wish to buy online, click the button “Get a quote”. 

1. Enter your data in the form provided to calculate your quote, including type of trip, trip start and end dates, the number of people traveling, and your destination. Click the “Calculate” button and you will be given a quote, which shows a breakdown in coverages provided. 

1. Click the “Contract” button to finalize your purchase. Here, you will be directed to another form to input your personal information, including name, age, address, ID document, etc. 

Speak to an Insurance Agent

1. If you wish for a Caser insurance agent to call you, click the button “We call you for free”.
2. Fill out the form with your name, email address, phone number, language, and province. 
3. A Caser insurance agent will contact you at your given telephone number within 24 hours. It’s that simple!

If you are planning an upcoming cruise, get your cruise insurance checked off the list early! That way, you can focus on building a bucket list of places you want to explore and activities you want to do, rather than worrying about potential illnesses or trip cancellations. This is a minimal cost that will actually save you money if you have any unforeseen accidents or emergencies. To learn more about Caser's comprehensive cruise insurance offerings for your next adventure, call us today or follow the process to buy online.