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Types of coverages in Spain.
Civil liability coverage.
24H English-speaking telephone assistance
Holiday Home Insurance
Fix any problems you didn’t see coming with just one call. With your holiday home insurance, Yavoiyó, we go to your holiday home so you don’t have to.
Got a leak in your beach house you need to fix? Yavoiyó. Not got time? We’ll go for you, no matter when or where.
Give us a quick call so you don’t have to worry about a thing. We’ll make our way there to fix the problem, clean or check that everything is in order, so you don’t have to.
We pick up your keys no matter where you are. At the end of the service, we drop them back to a place of your choice. We let you know what’s happening at your holiday home and we make sure your keys are well looked after.
Are you worried about squatting?
The holiday home insurance includes an Anti-Squat sensor, capable of detecting if someone opens the door of your second home.
If a squatter enters your home, the sensor detects it and we send you an instant text message so that you can notify the police as soon as possible.
And best of all, the sensor needs no installation, no cables, no intenet- just place it on your front door.
And what's more, in the event of illegal occupation we give you legal advice and defence: lawyer and solicitor's fees, notary fees and expert's fees appointed by Caser and legal costs.
We know that the needs of your holiday home are not the same as your main home, which is why we only include the most in-demand cover that you can supplement with others to get fully customised protection.
Fire, lightning, and explosion
Weather phenomena (wind, rain, hail, snow)
Flood
Malicious acts
Smoke or soot damage
Damage caused by collision with animals, and land, sea, and air vehicles
Sonic waves
Electrical damage
Spillage or leakage of fire protection installations
Troubleshooting
Plumbing work
Property damage
Burglary or damage due to attempted theft of contents
Furniture and garden tools
Cash
Theft
Glass, windows and mirrors
Marble, granite or other natural or artificial stone worktops
Solar panel glass
Sanitary ware, fibreglass or any other material
Glass-ceramic hobs
Aesthetic damage due to loss of basic protection, water damage, theft, and breakage
Due to breakdown caused by lightning
Due to malfunctioning fridge or freezer
Due to accidental leakage of refrigerant liquid
Due to failure in electric power supply
Necessary measures to limit the consequences of a fire
Rescue services
Demolition and removal of debris
Mud and sludge removal following a flood
Replacement of keys in the event of burglary or theft
Removal expenses in the event of uninhabitability
Furniture storage in the event of uninhabitability
Restaurant and/or laundry expenses
Hotel expenses
Rental expenses in the event of uninhabitability
Real Estate Liability
For repair, transformation or decoration of the property
For water damage
Rental
Legal costs in the event of a conflict of interest
Professional callout in the event of loss
Home surveillance
Temporary replacement of TV set or DVD player
Emergency locksmith and glass repair service
Emergency electrical and plumbing repair service
Bricocaser service - Handyman
Home inspection or cleaning
Key pickup service
Claims for illegal occupancy of the home (squatting)
All risks material damage
Vehicles and boats in garage
Bodily accidents
Breakdown of electrical appliances
Dangerous Dogs Liability
While you’re at your regular home a neighbour living near your holiday home calls to let you know that one of your windows is broken. Travelling there to get it fixed would mean taking days of work, hiring a repair service, or working out what to do with your kids… With this insurance you don’t have to worry about a thing, because we travel to your holiday home to fix any problem, saving you time and money on petrol or toll roads.
The fact that your holiday home spends most of the time unoccupied is the main reason to protect it. What happens if you’re burgled when you’re not there? How do you fix a broken roof due to storm damage if you’re in your main home? We protect you against unforeseen circumstances, regardless of whether or not you’re living there.
You have a burst pipe and it’s causing a leak in your neighbour’s house. Don’t worry, because the third-party liability cover takes care of the personal or material damage caused to someone else as a result of problems in your home.
You will only pay for the necessary cover, as there are fewer valuables and you spend less time over the year in your holiday home.
Main Home Insurance
Looking after your house means protecting yourself and your loved ones and providing yourselves with the security that you need. At Caser we simply design our home insurance in Spain policies around the real risk factors and needs of our clients.
We answer your questions about taking out, using and managing the insurance, as well as its coverage, limits... and much more!
Types of coverages in Spain.
Civil liability coverage.
Required documents.
Taxes to be taken into account.
Weighing up your needs against costs.
Family insurance plans to fit all.