The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Prestigio Health Insurance
Prestigio, health insurance with reimbursement
You choose and you decide the best health care for you and your whole family. It is possible to choose the doctor you want, anywhere in the world.
We call you for free
Choose your doctor with complete freedom
We reimburse your expenses if you go to a doctor outside the medical directory.
Forget about extra costs
Use your insurance with peace of mind. Prestigio has no co-payments.
With face-to-face and online care
Medical directory with more than 13,000 centres and also calls and video calls with the doctor.
Your health insurance is now 30% off and up to 2 months for free!
Your health insurance with a 30% discount and many more advantages!
- Now Prestigio Health insurance with a 30% discount.
- With Symptom Checker on your mobile. Quick pre-diagnostic virtual assistant.
- With a gift of 100€ for prescription glasses and 200€ for hearing aids.
- And an additional 100€ gift for your dental treatments.
Information in the “Health promotion conditions” document at the bottom of the page.
See in detail all the coverages
When you want to have the best healthcare without giving up any advantages and with total freedom to decide, our most prestigious insurance is your best option. A whole world of possibilities to reduce your worries and give you the most security and cover.
General coverages
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Primary medicine
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Medical specialties
Allergology
Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
- Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and nutrition
Geriatrics
Haematology and hemotherapy
Immunology
Infectious and tropical disease
Intern medicine
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and gynaecology
Dentistry-stomatology
Ophthallmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud.
Diagnostic tests
- Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
Includes all types of hospitalisation without day limit for medical, surgical, paediatric, maternity, psychiatric (limited to 60 days) and intensive care unit (ICU) admissions. And for your comfort, a single room with a bed for your companion.
All types of hospitalisation
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Hospital emergencies in the health centres included in our medical network, if necessary, an ambulance service is available to take you to the hospital.
Hospital emergencies
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
We give you unlimited coverage for prostheses and materials. Prostheses are extensions or components which are used to substitute part of our bodies and which help them to function correctly.
Prosthesis
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
Emergency home visits
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
24-hour telephone and online advice line where you can ask professionals your questions or ask for advice on paediatric and medical issues. You can also ask for help in understanding reports, diagnostic tests and their preparation or ask about the use of medication, among other questions.
24-hr medical assistance
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
We cover medical, surgical, pharmaceutical, and hospitalization expenses abroad with a maximum of €15,000 per insured person per year. And we cover much more: repatriation expenses, medication delivery, travel and accommodation for a companion, interpreter services, assistance with locating and sending luggage, etc. In addition, you now have the Caser Video Consultation App to carry out your consultations with healthcare professionals through call and video call, wherever you are.
Support with travelling overseas
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
Second medical opinion
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
It includes 14 free basic services (check-ups, diagnostic tests, extractions, dental cleaning) and a price cap agreed with our medical-dental network for all other treatments. It is not comprehensive dental insurance, but you can save a significant amount compared to a client without health insurance.
Dental add-on
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Special treatments
We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Unlimited chiropody in doctor's office.
Specific or specialized treatments for various pathologies. Some special treatments: lasertherapy, logo phoniatrics, etc.
Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
-
Inflammation: oedemas
-
Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
Latest technology for early detection of malignant melanoma.
We extend coverage in cases of malignant tumors by covering surgery for the symmetry of the healthy breast or the mastectomy of this healthy breast and subsequent reconstruction with prosthesis, if medically indicated.
This is included in the same surgery of the oncological breast, or within a maximum period of two years after the performance of such surgery.
This coverage requires a prescription and prior authorization.
We include radiofrequency surgery, in addition to the other techniques already covered for the treatment of this pre-cancerous oesophageal pathology. Requires prescription and prior authorisation.
Therapeutic targets are included as a preliminary study for an oncological treatment to choose the most appropriate one and ensure greater effectiveness of the treatment.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
It involves a minimally invasive surgical technique with better results than conventional surgery. The most outstanding advantages of this technique are a lower rate of side effects derived from surgery, faster recovery after surgery with less hospitalization time, less postoperative pain, less risk of bleeding and infection and smaller scars, among others.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
A physical and educational exercise program, individualised and supervised by professionals, helps you regain strength and endurance and, as a result, functional capacity. It also helps improve your health, reduce symptoms, prevent the worsening of your disease and reduce the risk of having heart problems in the future.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Early diagnosis and treatment is essential to prevent future foot, knee and hip problems. That is why at Caser Expat Insurance we include the biomechanical study of the footprint for children under 16 years of age.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques.
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
We include vestibular rehabilitation in case you suffer from vertigo or dizziness caused by diseases of the inner ear. This cover is provided in approved centres and requires a prescription and medical authorisation.
Pregnancy and family planning
We provide you with an on-site study, diagnosis, and partner infertility treatment. If necessary, it includes three attempts of artificial insemination as well as IVF (In vitro fertilization) and ICSI (Sperm microinjection).
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
From the second pregnancy trimester we help you to prepare physically and psychologically for the moment you give birth. Including a face-to-face assistant full program guide from a midwife.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
The non-invasive prenatal genetic test analyzes the fetus DNA through a maternal blood test in order to predict the risk of Down syndrome (trisomy 21), Edwards syndrome (trisomy 18) and Patau syndrome (trisomy 13). The Harmony Test is recommended for women with altered first trimester combined screening.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
After childbirth, assessment of the general condition of the mother and newborn. We will provide tips on baby care, help and advice on breastfeeding, training in pelvic floor rehabilitation, as well as clearing up queries concerning care. The age limit of the newborn to be eligible for the service is set at 28 days. The service will be provided digitally.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Intrauterine (IUD) treatment and implantation are included in this price.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Reimbursement of invoices
In addition to Caser Salud's extensive medical staff, you can access any national or international specialist and choose your primary care physician. You can also choose your children's pediatrician or the hospital center where you want them to operate. Initially you take care of the expenses and we will take care of the reimbursement of the invoice up to a maximum of 90%.
Centro Médico Caser - Telehealth
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.
Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
Selfie Health allows you to get rapid measurements of a range of health indicators. In just 30 seconds and thanks to mobile facial recognition technology you can obtain readings for the following:
- Heart rate, irregular heartbeat, systolic blood pressure, Diastolic blood pressure, heart rate variability, myocardial stress, respiratory rate, body mass index, waist and height index, stress index, facial skin age, risk of cardiovascular disease and general well-being score.
And now, evaluate your mental health: new functionality that allows you to quickly and early detect the risk of developing any mental health pathology, such as anxiety or alteration in mood. After the evaluation, we will offer you different recommendations, such as advice to help you regulate your anxiety levels, referral to professionals if the results are altered, etc.
This service comes free of charge with your health insurance, it is the perfect complement of telehealth, it allows you to track your well-being daily in an easy way and if any reading is outside of the normal range, you will be able to visit your doctor and share with them your results getting a professional opinion. Learn more about Selfie Health
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Take care of yourself with our renowned Medical Team and Telemedicine included
With your health insurance, you receive quality medical care wherever and however you want. Choose from over 45,000 professionals and 13,000 health centres linked to the company. Or you can also consult a specialist without leaving your home, by phone, video call or online medical chat.
Medical TeamHealth insurance with reimbursement that help relieve your expenses with no co-payments
Caser Prestigio's health insurance with reimbursement is synonymous with freedom. You decide the best time for reimbursement of the expenses.
Help in optical and pharmacy expenses
Caser Salud Prestigio not only gives you the most complete list of coverage, but also helps you with your medical expenses in pharmacies, opticians and children’s vaccines:
We refund 50% of what you spend at your optician up to € 100 per insured for the year.
Reimbursement of 50% of the total amount of pharmacy bills and children's vaccines up to a maximum of €100 per insured person per year.
Choosing any modality of stem cells cryopreservation by Biocord through our website: casermasbeneficios.es, we will take care of the reimbursement of the invoice up to a maximum of €600. See terms and conditions.
No co-payments, no extra costs
In other words. NO SURPRISES. Because having no co-payments means knowing that the price of your insurance is fixed and that you won't have to pay anything every time you make use of its coverage. Go to the doctor whenever you need to, knowing that there will be no surcharges. All coverage is included at no extra cost in your policy. Prestigio gives you everything at a fixed price.
Services for your well-being
Caser Salud App: with access to the medical team from your mobile phone and the "Digital Card" function, to identify yourself as a policyholder from the App. And also, other common procedures such as requesting a medical authorisation, without the need for calls. Caser Salud App.
NEW! Symptom evaluator. Virtual assistance service based on Artificial Intelligence that, through a series of questions about your symptomatology, gives you information about what may be wrong, and advises you on the most appropriate level of care or refers you to the most appropriate specialist. Make use of the Symptom Evaluator from the Caser Salud App. Learn more about the Symptom Checker.
Access to the exclusive My Emotional Well-Being Platform. Taking care of the mind and managing emotions through different online courses, with live classes. The following courses are now available: Mindfulness, Stress management, How to sleep well, Yoga, Pilates, Nutrition...View My Emotional Wellbeing Platform
Health Insurance reimbursement and qualifying periods
Our most prestigious no-copay health insurance and reimbursement is your best option.
This is undoubtedly the great advantage of Caser Health Prestigio. The reimbursement of medical services means that if you decide to go for a consultation, treatment or intervention with a specialist outside the company's Medical Team, we assume between 80% and 90% of the costs. Thanks to this, and unlike other modalities, not only will you have freedom of choice among the professionals and health centres associated with Caser Expat Insurance, but you will be able to choose any one, whether or not they are linked to the company.
The waiting period is the time from when your insurance policy is taken out until you can avail yourself of certain guarantees.
With the Caser Salud Prestigio plan, there are only waiting periods for the following coverages, the rest you can use from the first day.
-
Family planning: 8 months
-
Surgical interventions and hospitalization (except in cases of life-threatening emergencies) including assistance in childbirth: 8 months
-
Oncological, cardiovascular, dialysis and lithotripsy treatments: 8 months
-
Postpartum care: 8 months
-
Assisted reproduction: 24 months
However, if you come from another insurance company and you have a similar insurance policy with a minimum of one year's cover, the waiting periods can be eliminated, maintaining only the waiting period for assisted reproduction.
Do you want to have all of the information within your reach?
Here you will find all of the set prices for 2024, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
If you are searching for health insurance in Spain,
Caser Expat Insurance has the right policy for you!
Adapta health and dental insurance
Your health insurance with medical care, including hospitalisation, and dental coverage. Complete care at an affordable price.
Integral family health insurance
With Caser Health Integral you have complete medical insurance, with specialists at your disposal 24 hours a day, cover for all ages and also reimbursement of pharmacy expenses.
Médica is the best medical insurance to combine with Social Security
The medical insurance in Spain that gives you access to specialist appointments and fast diagnoses without waiting lists.
Compare our health insurance
Find the modality that best fits your needs at a glance.
FAQ
Know all the details about hiring, how to use your insurance,
maternity processes ... Do not stay with the doubt!
Worth a look...
Factors that come into play in the choice of insurance.
Health insurance price range.
Healthcare options in Spain.
Differences between Public and Private healthcare in Spain.