The ins and outs of choosing private health insurance.
Healthcare options in Spain with Caser Expat Insurance.
Médica Health Insurance
With the coverage you need for everyday life
For you, who want outpatient healthcare at an affordable price. Take care of the whole family with a quality medical directory of more than 30 different specialties and the most common means of diagnosis.
We call you for free
Quick access to specialists and tests
Go directly to the doctor of your choice without prior prescription.
Face-to-face assistance + telemedicine
Have a consultation in person or without leaving your home.
Family-friendly and affordable
Choose between limited co-payment, or have the first 10 co-payments, per insured per year, free of charge.
Your medical insurance is now 30% off and up to 2 months for free!
Your health insurance is now 30% off and up to 2 months for free!
- Now Caser Medica Health insurance with a 30% discount.
- With up to 2 months as a gift!
- Family pack, 3 insured, from 87,39€/month.
- With Symptom Checker on your mobile. Quick pre-diagnostic virtual assistant
- With a gift of 100€ for prescription glasses and 200€ for hearing aids.
- And an additional 100€ gift for your dental treatments.
Information in the “Health promotion conditions” document at the bottom of the page.
See in detail all the coverages
If you want to take care of your health and complement the health care of the Social Security with the advantages of a private medical insurance in Spain, Caser Médica Health is perfect. Get access to quality coverage and healthcare services for you and the whole family.
General coverages
Family and paediatric doctor & Registered Nurse with residential service included. Includes preventative checks and child development.
Unlimited access, without long waiting lists and the need of referral from your general practitioner. Pediatrics, gynecology, dermatology, endocrinology, traumatology... consult the wide range of medical specialties that we put at your disposal.
Medical specialties
Allergology
Anaesthesiology and resuscitation
Pathological anatomy
Angiology and vascular surgery
Digestive system
Cardiology
Anus-rectal surgery. Proctology
Cardiovascular surgery
General surgery and digestive system
Maxillofacial surgery
Paediatric surgery
Plastic surgery and reconstructive surgery
Thoracic surgery
Dermatology surgical and venereology
Urology
Endocrinology and nutrition
Geriatrics
Haematology and hemotherapy
Immunology
- Infectious and tropical disease
- Intern medicine
Nuclear medicine
Nephrology
Neonatology
Pneumology
Neurosurgery
Neurophysiology clinic
Neurology
Obstetrics and gynaecology
Dentistry-stomatology
Ophthallmology
Medical oncology
Radiotherapy oncology
Otolaryngology
Psychology clinic
Psychiatry
Rehabilitation and physiotherapy
Rheumatology
Pains treatments
Orthopaedic surgery
Access to all common means of diagnosis (clinical analysis, x-rays, magnetic resonance imaging (MRI), CT, ultrasound, endoscopy, electrocardiogram, digital dematoscopy and many more) and always with the most advanced technology. Check the complete list of diagnostic tests that are included in Caser Salud.
Diagnostic tests
- Clinical Analyses
Plain X-Ray
Special Non- interventionist Radiology
Nuclear Magnetic Resonance
X-ray computed tomography (CAT Scan)
Densitometry
Radioisotopes
Scintigraphy
Positron Emission Tomography (PET)
Endoscopy
Electrocardiogram
Exercise tolerance test
Echocardiogram
Conventional Holter
Event Holter
Doppler
Electroencephalography
Electromyography and evoked potential
Polysomnography
Triple screening
Amniocentesis
Fetal Karyotype Studies
Digital Dermatoscopy
Sentinel Node Detection
Childhood deafness early detection (Otoacoustic Emissions and Brainstem Evoked Response Audiometry) (BERA)
Echography
It includes 14 free basic services (check-ups, diagnostic tests, extractions, dental cleaning) and a price cap agreed with our medical-dental network for all other treatments. It is not comprehensive dental insurance, but you can save a significant amount compared to a client without health insurance.
In the event of an emergency, if you're unable to travel to the health clinic, we send a GP or nurse practitioner to your home.
24-hour telephone and online advice line where you can ask professionals your questions or ask for advice on paediatric and medical issues. You can also ask for help in understanding reports, diagnostic tests and their preparation or ask about the use of medication, among other questions.
We cover medical, surgical, pharmaceutical, and hospitalization expenses abroad with a maximum of €15,000 per insured person per year. And we cover much more: repatriation expenses, medication delivery, travel and accommodation for a companion, interpreter services, assistance with locating and sending luggage, etc. In addition, you now have the Caser Video Consultation App to carry out your consultations with healthcare professionals through call and video call, wherever you are.
Procuring a second opinion from experts with a prestigious national and international reputation, for serious illnesses like cancer, neurological and neurosurgical illnesses, chronic kidney failure, etc.
Special treatments
We include 20 individual psychology sessions per insured person per year. The prescription of a medical professional from our medical directory is always necessary.
For cases of eating disorders, an additional 20 sessions per insured person per year are included.
Consult the associated co-payments for this coverage.
Unlimited chiropody in doctor's office.
We include vestibular rehabilitation in case you suffer from vertigo or dizziness caused by diseases of the inner ear. This cover is provided in approved centres and requires a prescription and medical authorisation.
Specific or specialized treatments for various pathologies. Some special treatments: lasertherapy, logo phoniatrics, etc.
Logo phoniatrics for organic pathologies:
Extension of logo phoniatrics coverage for vocal cords organic pathologies, resulting in 20 sessions per year. It is considered organic pathology:
- Inflammation: oedemas
- Benign tumours: nodules, polyps; or malignant: cancer of the larynx (with partial or total involvement)
Early diagnosis and treatment is essential to prevent future foot, knee and hip problems. That is why at Caser Expat Insurance we include the biomechanical study of the footprint for children under 16 years of age.
In the case of pelvic floor dysfunction (urinary incontinence), possible alterations are analysed and the necessary treatments for recovery are carried out, including pelvic floor rehabilitation (physiotherapy speciality). This consists of pelvic floor exercises, biofeedback, electrostimulation, global body exercises (flexibilising the lumbar spine, stretching aimed at the lower body and lumbosacral region and breathing exercises), massotherapy and relaxing techniques.
A maximum of 8 sessions per insured person per year are included in our associated centres.
Requires prescription and authorisation prior to treatment.
Pregnancy and family planning
Intrauterine (IUD) treatment and implantation is included in this price.
From the second pregnancy trimester we help you to prepare physically and psychologically for the moment you give birth. Including a face-to-face assistant full program guide from a midwife.
Centro Médico Caser - Telehealth
This telemedicine service allows you to a doctor from the comfort of your own home:
Book an appointment with a specialist and get quality health care by telephone or video call. With long business hours, you choose the day and time that suits you best to seek medical assistance.Or, if you prefer, get answers to all your medical doubts with no need for an appointment by using the Online Medical Chat.
All check-ups through the telemedicine service, regardless of the specialty, are exempt from copayments.
Unlimited check-ups (except for psychology, with 20 sessions per year per insured party).
Selfie Health allows you to get rapid measurements of a range of health indicators. In just 30 seconds and thanks to mobile facial recognition technology you can obtain readings for the following:
- Heart rate, irregular heartbeat, systolic blood pressure, Diastolic blood pressure, heart rate variability, myocardial stress, respiratory rate, body mass index, waist and height index, stress index, facial skin age, risk of cardiovascular disease and general well being score.
And now, evaluate your mental health: new functionality that allows you to quickly and early detect the risk of developing any mental health pathology, such as anxiety or alteration in mood. After the evaluation, we will offer you different recommendations, such as advice to help you regulate your anxiety levels, referral to professionals if the results are altered, etc.
This service comes free of charge with your health insurance, it is the perfect complement of telehealth, it allows you to track your well being daily in an easy way and if if any reading is outside of the normal range, you will be able to visit your doctor and share with them your results getting a professional opinion.
Medical Specialities
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
Allergology
You can speak to professionals in General Medicine and a range of other specialties: Paediatrics, Dermatology, Digestive System, Endocrinology, Gynaecology, Odontology, Psychiatry, etc.
During your check-ups, you can also share reports with specialists and receive prescriptions for diagnostic tests or medication.
How do you want the co-payment in your health insurance?
A co-payment means you pay a small amount of money each time you use some of your insurance coverage. What do you get in return. Thanks to this, the price of Caser Salud Médica is lower in comparison to a modality without co-payment, and so you avoid having to pay a high annual premium. Or to put it another way, you won't pay a fixed amount upfront for something you may not use later.
Choose your co-payment type
- Limited co-payment: You pay a co-payment up to a maximum of €395 per insured person per year.If you exceed that figure, you will not pay extra.
- 10 first co-payments free of charge: includes the first 10 co-payments per insured person per year completely free of charge. This way you only have to pay co-payments for intensive use of your insurance.
Medical Team with teleconsultations included
Receive medical care in person and online. Choose from more than 45,000 professionals and 13,000 prestigious health centres.
Medical TeamMedical insurance in Spain for the whole family
We believe that health is directly linked to smiling, so we help you with the expense of dental treatments.
Thinking of the little ones
Caser Médica Health includes direct access to primary medicine and in addition, differential coverage for the little ones, such as the Bio-mechanical walking study.
For parents peace of mind, you have a paediatric advice line, by phone and online, 24 hours a day.
And if you’re thinking of expanding your family or you are going to become a mother, you have a complete program of preparation for childbirth guided by midwives.
Services for your well-being
Caser Salud App: with access to the medical team from your mobile phone and the "Digital Card" function, to identify yourself as a policyholder from the App. And also, other common procedures such as requesting a medical authorisation, without the need for calls.
NEW! Symptom evaluator. Virtual assistance service based on Artificial Intelligence that, through a series of questions about your symptomatology, gives you information about what may be wrong, and advises you on the most appropriate level of care or refers you to the most appropriate specialist. Make use of the Symptom Evaluator from the Caser Salud App. Learn more about the Symptom Checker.
Access to the exclusive My Emotional Well-Being Platform. Taking care of the mind and managing emotions through different online courses, with live classes. The following courses are now available: Mindfulness, Stress management, How to sleep well, Yoga, Pilates, Nutrition...View My Emotional Well-being Platform.
What else do you need to know about Caser Médica health insurance?
Of course! Caser Salud Médica is a great option if you're looking for affordable health insurance for the whole family. If you want to include your children in the policy, all you have to do is add them as beneficiaries. We also offer family discounts.
Get now the price for the whole family with our online calculator: get a quote.
Yes, your insurance policy includes coverage for medical care abroad. With it, we take care of any medical expenses you may incur due to an unforeseen health problem abroad. Also, remember that you have a 24-hour telephone number in case of an emergency outside Spain: +34 91 595 50 49.
- High-tech diagnostic tests: 4 months.
However, if you come from another insurance company and you have a product with similar cover that is at least one year old, you will be able to.
Do you want to have all of the information within your reach?
Here you will find all of the set prices for 2024, both the cost-free treatments and the maximum prices for remaining treatments, as well as the terms & conditions and the Medical Team for each product.
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