Self-employed! We are ready for you

It is very simple. Naturally, you must be a self-employed worker, and from there, you only need to be of legal age, reside in Spain and fill out the health questionnaire.

On the other hand, the maximum age allowed for contracting insurance is 69 years, regardless of the modality chosen.

No, your medical insurance is for a period of one year.

No. One of our priorities is comfort, so, just like you decide when to join us, you also decide when to end your policy. Don’t forget that, in order to cancel your insurance, you are only required to notify us at least one month before the expiration of the policy, which is annual.

Payment is made by direct debit to the current account that you indicate when you take out the insurance policy. Remember that the holder of this account must be the policyholder and under no circumstances can it be the beneficiaries.

Regarding the payment in instalments, although the policy is annual, the payment can be paid in six-monthly, quarterly or monthly instalments, whichever is more convenient for you and without any surcharge.

The advantages of our insurance for self-employed workers are specifically for this collective. If you de-register as a self-employed worker, let us know so that we can transfer you to private insurance under beneficial terms and conditions.

Because you will be able to use your insurance from day one, this is one of the great advantages of insurance for the self-employed. And the fact is that there are only waiting periods for a very limited number of coverages. These are the following:

8 months for:

• Family planning
• Surgical interventions and hospital admissions (except in cases of life-threatening emergencies), including assistance in childbirth.
• Oncological, cardivascular, lithotripsy and dialysis treatments.
• Postpartum care

24 months for:

• Assisted reproduction

4 months for:

• High-tech diagnostic tests (only applies to medical modality PRO)

The rest of the cover included in your insurance policy can be used from day one.

Your insurance is renewed automatically at the end of each annuity.

Prices may vary year to year depending on the variations of the health system, the age of the insured party or the number of individuals included in the policy. If the cost of our insurance varies, we will notify you two months before the expiration of the policy, allowing you to choose between renewing the contract or allowing it to expire.

You can freely select any professional in the Caser Medical Network. That said, with Prestigio PRO, if you access specialists outside the network, we will reimburse you up to 90% of expenses.