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Electric Scooter Insurance
Protect your rides and explore the city with complete peace of mind
In the event of an accident, electric scooter insurance covers the material and bodily damages you may cause to others. Forget about taking on compensation costs when you face an unexpected incident with your personal mobility vehicle.
We call you for free
You Choose the Price of Your Insurance
With 3 different compensation limits for your civil liability.
What’s Your Personal Mobility Vehicle?
This insurance is valid for scooters, electric unicycles, Segways, and more!
Optional Coverages
Customize your insurance with personal accident coverage and assistance.
Did You Know That an Average of 300 Electric Scooter Accidents Occur Each Year?
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Not only that, but in the vast majority of cases, more than one person is involved. It makes sense when you think about it, as these accidents often happen in urban areas with bike lanes very close to pedestrians, making collisions common.
At this point, you should know that if you are responsible for an accident with your electric scooter, you will have to cover the physical or material damages you cause to others. Generally, these are costly compensations—a hit to your wallet that you can avoid with this insurance.
With Electric Scooter Insurance, You Can Relax in Case of an Accident
The electric scooter insurance includes essential coverages so you can enjoy your personal mobility vehicle worry-free: civil liability (with three compensation limit options), legal defense costs, and optional coverage for assistance and personal bodily injuries. Below are the details of each coverage:
Included Coverages
We handle compensation for bodily and/or material damages you may unintentionally cause to others as a user of a personal mobility vehicle.
You also choose the total compensation limit for coverage:
• €150,000
• €300,000
• €600,000
In the event of an accident with your electric scooter or another personal mobility vehicle, your insurance covers the following:
• Legal Defense: With in-house lawyers to address third-party claims.
• Civil and Criminal Bonds: Required in case of legal proceedings.
Optional Coverages
We provide compensation in the event of the insured’s death or permanent disability due to an accident with their personal mobility vehicle.
• Compensation Limit for Death: €6,000 for beneficiaries of the insured.
• Compensation Limit for Permanent Disability: Up to €6,000 based on the disability scale.
For Assistance, the following costs are included in the event of an accident:
1. Repatriation or Medical Transportation in Spain: If you have an accident and require medical assistance, we cover your transport to the hospital and later to your home, without financial limits.
2. Transport Due to Death of the Insured: If you pass away during a trip as a user of your personal mobility vehicle, we cover transportation to the burial site in Spain.
3. Transport of the Insured Vehicle: If you need to be transported for any of the reasons above and cannot take care of your personal mobility vehicle, we will collect it from the accident site and deliver it to your home.
Did You Know This Scooter Insurance Also Covers Other Personal Mobility Vehicles (PMVs)?
Types of Electric Personal Mobility Vehicles Covered
You can purchase this insurance for any of the following electrically powered vehicles:
Electric scooter
Electric unicycle
Segway
Mobility scooters
Electric wheelchair
Requirements to Purchase Scooter Insurance
We insure all the listed vehicles that meet the following technical specifications:
Usage: For personal and private transportation.
Weight: Equal to or less than 50 kg.
Power: Equal to or less than 400 W.
Maximum Speed with Motor
Assistance: 30 km/h.
What else do you need to know about electric scooter insurance?
As of today, the General Directorate of Traffic (DGT) does not mandate the compulsory purchase of this type of insurance. However, some municipalities have set regulations that make electric scooter insurance mandatory. Examples include cities like Inca, Córdoba, Valencia, Palencia, Benidorm, Pozuelo de Alarcón, Mahón, and Barcelona, among others.
In any case, it is highly recommended to have electric scooter insurance while waiting for future applications in other provinces or unified regulations from the DGT. Why? Because otherwise, if you are responsible for an accident and others are affected, you would have to pay out-of-pocket for the compensation for the damages caused. This highlights the importance and peace of mind that this type of insurance provides.
The electric scooter insurance from Caser is very affordable, starting at just €32/year. Additionally, you set the final price based on the compensation limit you choose for civil liability coverage
The use of electric scooters is steadily growing. Their affordability and convenience make them a popular choice in urban transportation. However, despite this growth, there is currently no centralized legislation regarding personal mobility vehicles (PMVs). This uncertain legal context is one of the main reasons to have civil liability insurance for your electric scooter:
• Affordable pricing: Since this insurance is not mandatory in all cities yet (only in some), it remains very affordable. Take advantage of this opportunity.
• Peace of mind in accidents: The most significant advantage of this insurance is that in the event of an accident involving your personal mobility vehicle, the civil liability coverage will compensate third parties for any physical or material damages they may incur.
• Valid for other PMVs: This insurance is applicable to various personal mobility vehicles, such as electric unicycles, Segways, and electric bicycles.
• The policyholder must be over 18 years old, but the insured can be a minor.
• For the optional bodily injury coverage, the insured must be between 14 and 65 years old.
It’s simple! You only need to provide:
• The type of vehicle (electric scooter, electric unicycle, Segway, bicycle, etc.)
• The brand
• The model
• The identification details (e.g., registration number).
