Does health insurance cover hospital stays?

When selecting the health insurance that best suits your protection needs, you will have the possibility of choosing between those modalities that include hospitalization coverage in your health insurance or those that, on the contrary, do not include this possibility. We encourage you to use our health insurance comparator to find out which ones include hospitalization.

Does health insurance cover hospital stays and how many days? If you decide to take out a health insurance policy that includes comprehensive protection in the event of hospitalization, you can rest assured that there is no limit to the number of days of hospital stay, so you will have total peace of mind in this regard until you are discharged from the hospital.

There will only be a limitation regarding your stay in a hospital center for those cases in which this is derived from a medical incident related to the field of psychiatry, in which case a maximum of 60 days per calendar year is contemplated.

Likewise, we recommend that you get detailed information about the characteristics of each of our insurances, in order to know in which cases this coverage is associated to a co-payment system and in which of them it is fully included in your insurance policy.

WHAT DOES HOSPITALIZATION INCLUDE IN HEALTH INSURANCE?

The fact of having your protection against a possible hospitalization not only refers to your stay in the ward or any other area related to emergency hospital care or intensive care, but also to the expenses associated with a possible use of operating rooms, anesthetic products and those medicines whose administration is required by the medical and sanitary practitioners while the surgical process and your hospitalization are prolonged.

Also included in this hospitalization coverage will be the expenses associated with the material used for the realization of cures and directed to your maintenance during the time that elapses until your hospital discharge.

CAN SOMEONE ACCOMPANY YOU DURING HOSPITALIZATION?

Does health insurance cover hospital stays and can I bring a companion? Yes, If you decide to place your trust in us for the protection of your health and opt for an insurance policy with hospitalization, you will have the greatest possible comfort and privacy in the more than 13,000 centers owned and contracted by us and available in our medical and hospital network.

In this sense, in all cases you will have at your disposal a single room with toilet and, in most of our facilities, with a bed for the exclusive use of your companion.

Also included in this hospitalization coverage will be the expenses associated with the material used for the realization of cures and directed to your maintenance during the time that elapses until your hospital discharge.