Chalet Insurance - Chaletísimo
Because your chalet is there to live in, not to work in
Because you have more space, more quality of life... But you're also tired of the extra work it gives you: "this does not work this, it has broken the other ...". So now you have the first home insurance specialized in chalets, with 100% specific coverage for this type of housing. Because at Caser Expat Insurance, we are ready for you.
We call you for free
Specialized in Chalets
With unique advantages for your garden, garage, solar panels...
Chalet care
Whatever you need, we send a professional to do it for you: handyman, electrician, plumber...!
Plus the usual coverages
Why is this the best insurance for your chalet?
Because whatever you need for your garden, kitchen, roof... Caser Chaletísimo does it for you!
Specializing in chalets
A home insurance specialized in villas, with all these advantages included:
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Garage door: It's broken and you can't get your car out? We send you a professional to fix it and we pay for the urgent trip to get you to your destination.
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Pest control: Say goodbye to rats, mice and cockroaches. Every year, you have a treatment performed by professionals.
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Outdoor water piping: If it breaks, we locate the breakdown and we DO repair it.
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Solar panels: If they are stolen or the glass is broken by accident, we will compensate you.
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Electric charger: If it is damaged due to a fault in the electrical installation of the home, we will pay for it.
Careful with BricoChalet
Tell us what you need, and we'll send our specialized villa handymen to do it for you, even on the outside of your house!
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Installation of irrigation programmers.
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Installation of simple pergolas.
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Installation of interior and exterior lights.
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Installation of garden shed.
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Installation of privacy screens.
Because we know that sometimes you need a socket where you don't have one. We send you a professional electrician for the installation of new light points.
Solved with Professional Services
Do you need a professional to solve the most complex tasks?
Unclogging the gutters, cleaning the gutters or the chimney, removing trees, fixing the roof or the video intercom?
Hire the service you need, and Caser Expat Insurance sends you:
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Trusted professionals: Electricians, Plumbers, Carpenters, Glaziers, Locksmiths, Blinds, Bricklayers, Painters... everything you need!
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Displacement included: So that you save extra expenses.
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And 6 months warranty: So that everything is as you want. No surprises.
Because if you have a villa, it is logical that you have a specific Chalet Insurance, right?
We present all the coverages included in your Chalet Insurance
Insuring your villa is to give you 100% customized and exclusive coverage for this type of housing, but also all the typical home or holidays chalet insurance: liability, legal defense, theft, fire...
And, as each villa is different, we have created two types of insurance that you can customize according to your needs: Integral and Prestigio.
Compare now your coverage and choose. Which option is yours?
Chaletísimo Integral
Chaletísimo Prestigio
BricoChalet Service
exclusiveGarage door failure
excusiveUrgent Displacement
excusivePest prevention and control
exclusiveBasic coverage: fire, lightning, explosion, atmospheric phenomena, flood...
Water damage: Including external water canalization!
Theft: including solar panels!
Breakage: including solar panels!
Aesthetic recomposition
Food spoilage
Liability for your family and pet
Home assistance
Travel assistance
Computer assistance
Optional coverage
Bodily accidents
Optional coverage
Optional coverage
Breakdown of household appliances
Optional coverage
Optional coverage
Comprehensive legal defense
VIP Travel Assistance
And now, get out of doubt...
Definition of the coverages included in the insurance for chalets - Caser Chalet Insurance
- Installation of gutters to hide cables.
- Silicone sealing of deteriorated joints inside the house.
- Assembly of furniture and placement of shelves.
- Installation of bathroom accessories (including shower support and connection) and kitchen accessories, without plumbing work.
- Placement of sockets, switches, doorbells, plugs or similar, without modification of the box that houses them or the wiring.
- Fixing and replacement of non-electrical blinds, as well as their ribbons.
- Installation of simple pergolas (umbrella type), placement of sail type awnings, with anchorage to the wall (the client must provide the material and special anchorages if necessary).
- Installation of concealment heather in the fencing of patios, gardens or entrances with wire or flanges, as well as installation of concealment meshes (wicker fencing).
- Works in the garden: installation of irrigation programmers, drippers or basic sprinklers (screw-on) or replacement of electrovalves.
- Assembly of garden sheds.
Installation of outdoor lighting: installation of solar panel LED spotlights, solar lanterns, garlands, wall lights, change of bulbs in outdoor lights (street lamps, wall lights, lamps).
Installation of street lamps and LED strips when a transformer is needed.
It includes opening of light points as long as there is electrical installation in the area of placement. It does not include works such as trenching, ditches, carpentry, painting, masonry, etc. It also does not include electrical renovation works.
Breakdowns of electrical, mechanical (hinged arm, hinges, etc.) or electronic (motor) origin are included.
Prevention and control of cockroaches and rodents (rats and mice) through a specialized company.
- If the Insured's vehicle is immobilized due to a breakdown in the garage door for the Insured's private and exclusive use located in the insured home, making it impossible for the Insured to leave.
- If the charger (for the private and exclusive use of the Insured Party located in the insured dwelling) of the electric car suffers a breakdown due to a fault in the electrical installation of the home and it is not possible to charge it.
The expenses incurred by the Insured shall be reimbursed up to a maximum of 50 € per year.
Contempla los daños por incendio, rayo, explosión, fenómenos atmosféricos, inundación, actos malintencionados, acción del humo u hollín, impacto de animales y vehículos, ondas sónicas, daños eléctricos y derrame o escape de las instalaciones automáticas contra incendios.
Medical Specialities
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It refers to damage caused by water pipes, as well as the search and location of faults. It includes exterior water piping: if it breaks, we locate the fault and repair it.
Covers both theft and damage due to theft of insured property, including solar panels. It also covers theft outside the home and fraudulent use of credit or debit cards when these are stolen, stolen or lost.
Covers breakage of glass or other materials, including solar panels.
Refers to the cosmetic restoration of the insured property following a loss covered by the policy. Possibility of choosing a limit of indemnity.
Covers the deterioration of refrigerated foods as a result of a breakdown or failure in the electrical supply.
We cover the payment of indemnities to third parties as a result of damage or injury caused by the insured in the family or related to the property. Possibility of choosing a limit of indemnity.
- In case of emergency: locksmiths, electricians, plumbers and glaziers. Caser sends you a professional, assuming the cost of travel and 3 hours of labor.
- On the other hand, this coverage also includes a network of trusted professionals to attend to services that are not the result of a claim, assuming the cost of their travel. We are talking about masons, varnishers, carpenters, locksmiths, glaziers, electricians, plumbers, window cleaners, window cleaners, car park technicians, blindsmiths, painters, upholsterers, antenna technicians, refrigerators, washing machines, dishwashers, intercoms, chimney technicians, gardening and swimming pools.
Service designed to provide a series of assistance and expenses to the insured in the event that an unforeseen illness or accident prevents him/her from continuing his/her trip.
- Service by which the resolution of incidents related to the particular use of the computer is carried out.
- Recovery of computer data on any device owned by the Insured when they have suffered incidents that prevent normal access to the data contained therein.
- It also includes other technological services, such as parental control for parents' peace of mind, gamer support for video game fans and IoT support, among other services.
Medical Specialities
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We are responsible for material damage to the insured property due to any accidental cause other than the aforementioned.
Indemnity in the event of death and absolute permanent disability. The Insured/Policyholder is covered.
Expenses for the repair of a breakdown that results in the inability to function.
It includes, in addition to the telephone counseling service, expenses up to a determined amount derived from a judicial, administrative or arbitration proceeding related to the insurance coverage.
- Claims for repair of the cause that produced the damage to the dwelling.
- Claims for defective provision of REFORMING WORKS.
- Claims for construction defects.
- Labor claims.
- Medical, pharmaceutical and hospitalization expenses abroad. And emergency dental expenses.
- Extension of stay abroad due to illness or accident.
- Transportation and hotel stay of a companion due to hospitalization abroad.
- Transfer or repatriation of the sick insured and his/her companion.
- Repatriation of the deceased and transfer of the insured.
- Transfer or repatriation of insured minors.
- Dispatch of medicines abroad.
- Early return due to serious illness, serious accident or death of a family member.
- Early return due to serious damage to the insured's principal residence or business premises.
- Search and location of luggage.
- Compensation for loss, theft or total or partial destruction of checked baggage.
- Advance of funds, purchase of basic necessities.
- Sending of documents and personal belongings.
- Reimbursement of cancellation expenses prior to departure.
And finally...
What else you need to know about home insurance for chalets
This home insurance for villas is valid for different types of homes: detached, semi-detached and semi-detached.
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When taking out insurance, price plays an important role. And in this sense, there is no unified price of insurance for villa, because no two homes are alike and, moreover, this varies depending on different factors: type of insurance chosen, inclusion or not of optional coverage, materials and size of housing ...
But, do you know the best thing of all? That now you can calculate the price of insurance for villa in a completely personalized way, based on your home and, most importantly, without any commitment. No matter if you want to calculate your insurance for a semi-detached, detached or semi-detached house, our online home insurance simulator will give you your price in just a few steps. Click and calculate how much the insurance costs for your home:
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Because the needs vary depending on the type of home and, with it, the insurance coverage. And it is not the same an apartment as a chalet, where there are "parts of the house" that are very different.
For example, in an apartment the garage door is a common area and if there is a breakdown, the community insurance takes care of it. While, if you have a villa, most home insurance does not include this type of damage. However, with Caser Chaletísimo you will have a professional to make the repair. And also, if you have an electric car and the charger suffers a breakdown due to a fault in the electrical installation of the home, Caser Chaletísimo compensates you.
And to all of the above, this insurance for chalet also offers you the payment of urgent travel so you can go to work, medical appointment ... when you can not use the vehicle because of problems with the garage door or, as we said, if it is an electric car, you have problems with the charger.
Another example where a conventional home insurance is not the same as a specific insurance for a chalet, would be the pest control. A chalet, being closer to nature, has more risk of suffering pests of cockroaches, rats or mice. For this reason, every year, the villa insurance does offer a treatment carried out by professionals.
And finally, an insurance for an apartment does not insure your garden, while Caser Chaletísimo does give you coverage in case of loss, such as, for example, removing a tree that has fallen by the wind.
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With Caser Chaletísimo you have a home insurance that covers the exterior pipes of your villa. And we understand that precisely this type of housing requires very specific coverage, and this is one of them, unique to this insurance. Thus, if you break any outside water pipes of your detached, semi-detached or semi-detached house, the villa insurance is responsible not only to locate the fault, but also to repair it.
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Theft inside the house:
- We compensate you for the damages caused in the house by robbery or attempted robbery.
- We compensate you for the goods lost or damaged by robbery or attempted robbery.
- We also compensate you for the furniture or garden tools.
- Also for the theft of solar panels (exclusive of this insurance).
- And for the loss of cash, both in and out of the safe.
Theft outside the home:
- We indemnify you in case of robbery for the loss of your things outside the home.
- We also indemnify you for the loss of cash in case of robbery.
Credit or debit cards:
- And finally, we indemnify you for the fraudulent use of credit or debit cards, when these are stolen, stolen or lost.
- On the one hand, in the event of a claim, we cover the trip of a locksmith to repair the damage or maintenance work.
- On the other hand, in the event of not being able to open the door of your home due to loss, misplacement, theft of keys, disabling of the lock or any other accidental event, we send a locksmith to enable you to enter your home. And in this case we cover both the travel of the professional and the labor of this emergency repair.
Chalet insurance: reasons to buy it
There is no doubt that choosing to live in a detached or semi-detached house, or, set in it your second home, is one of the wisest decisions you can make if you are looking for greater autonomy and tranquility in your day to day. But is it necessary to take out insurance for a villa?
The reality is that there are several reasons why having insurance for a villa is a completely wise decision. And is that, with this type of insurance not only protect your home, but also your pocket.
- Protect your investment
- Repair of damage
The fact of opting for a detached house has a number of advantages, especially in terms of autonomy, as opposed to a block of apartments or apartments. However, this also implies the need to personally assume those expenses related to the repair of damages in the dwelling, since there are no common areas or infrastructures.
Thus, for example, the breakage of a water pipe will imply the need to proceed to an extraordinary and unexpected economic disbursement on your part. Unless you have previously contracted your villa insurance.
- Protection of your outdoor furniture
By taking out a villa insurance policy you will be able to extend the coverage with the maintenance of outdoor areas of the house: irrigation, pergolas, garden...
- Peace of mind against theft and acts of vandalism
By having a specific protection for your home, adjusted to its value and expectations, you will also be calmer against such unpleasant and unpredictable situations, and is that our villa insurance covers theft as standard, compensating you both for the loss of property, such as damage to the home.
- Liability coverage included in the insurance of your chalet
To finish with the reasons why take out insurance for villa, it is necessary that you keep in mind the importance of having a coverage in respect of liability to third parties.
Thus, any damage that you, your pet or your home may cause to others, you will not assume directly from your pocket, but it will make the insurer. For example, a fire or any other incident contemplated in the conditions of your insurance, which ends up affecting your neighbor's semi-detached house.
Do you have your insurance with another company?
Tell us the expiration date and we will call you during the 2 months prior to the renewal of your current policy to let you know how we can insure what matters most to you.