So, you’re pregnant – congrats! This transformative time encompasses so many feelings in a short time: joy, anticipation and, to a certain extent, stress. Many women face unknown physical and emotional demands during the nine months of pregnancy and beyond; an estimated 10-15% percent of women experience maternal stress during their gestational periods, and the physical and emotional stress can lead to consequences if not kept in check.
Maternal stress refers to the stress experienced by a mother during pregnancy, childbirth, or even while raising children and encompasses emotional, physical, and psychological challenges. Maternal stress can come in many forms and depend largely on each individual and her situation.
Here are common maternal stressors:
You may also be experiencing a high-risk pregnancy and need to manage your symptoms for yours and the baby’s wellbeing – including maternal stress.
Maternal stress, especially high levels of prolonged stress during the pregnancy, can influence the development of the fetus. There are both physical factors, such as premature birth or low birth weight, as well as emotional and behavioral health for both mother and baby.
Some of the key physical effects of maternal stress for the mother include:
Managing stress through support, lifestyle adjustments, and professional guidance can significantly improve health outcomes for both mother and child.
Caser’s comprehensive family coverage via the Integral Family plan and the Prestigio Family plan will help care for your entire brood – including the baby you’re expecting. Having a baby means that you’ll have a seemingly endless agenda full of tests and appointments before delivery, as well as considering if you want to engage antenatal classes, an epidural or anesthetia during childbirth and what to bring in your hospital bag! Rest assured that Caser’s coverage will take care of the medical aspect of pregnancy and childbirth.
When engaging a health insurance plan, be sure to use a cost calculator to find the baseline coverage, and then add any additional care elements you may need. Also keep in mind if you would like to pay a higher monthly cost for no co-pays or engage co-pays, keeping in mind the level of care you will need.
Let’s begin with the popular Integral plan, perfect for families. Most importantly, you’ll have access to Caser’s battery of qualified medical professionals around the clock with the flexibility of co-payments or not. Aside from general medicine and a number of specialities included, you can also take advantage of a number of specialty medicine. When speaking about family planning, this plan includes infertility diagnoses and treatment, prenatal classes and post-natal care Plus, the coverage includes 20 individual psychology sessions per insured person per year to help manage your maternal stress. All of this on top of the 24-hour telehealth options, reimbursement for medication and more.
Looking for a bit more? Choose the Prestigio plan. Not only can you choose your own doctor, you’ll never worry about surprise expenses – Prestigio covers your co-pays.
Can I take out coverage while pregnant? Yes, though you will need to check your coverage details to see if you qualify for coverage on important diagnostic tests during pregnancy, procedures hospitalization and other treatments from Day 1. This is called a periodo de carencia.
Can my newborn be a part of my Caser coverage? Yes; if you have been a policy holder for at least eight months, you can add your little bundle of joy to your current plan within 15 days.
Clearly, managing stress ahead of an enormous life change should be a priority, both for you and the baby. Some easy, practical ways to handle stress are:
By planning ahead and managing any symptoms that arise, you can have a healthy, fulfilling pregnancy. Here’s wishing you just that!
If you are searching for health insurance in Spain, Caser Expat Insurance has the right policy for you!
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