Is Pet Insurance Worth It?

Taking care of a pet is a huge responsibility and a decision that’s often not made lightly. They slot into families as fully fledged new members, so naturally it’s our obligation to protect their health and wellbeing with nutrition, exercise, and regular check-ups and treatments at the vet. After all, they give us unconditional love and affection, so surely we need to be there for them whenever they need us, right? That said, many animal owners soon find themselves asking, “is pet insurance worth it?”, and in a nutshell, the answer is yes, and we’re going to explain why.

What are the benefits of taking out pet insurance?

If you are new to the world of pets, you may be overwhelmed and slightly in over your head with the mountain loads of information and options, so getting tips from experts in the field is definitely worthwhile. From questions related to doggy hotels, to groomers and pet-related events nearby, pet services guidance cover will help you navigate this new world.

Even as responsible pet owners, we often think that our own furry friend won’t fall sick and require veterinary assistance, but the truth of the matter is that no matter how well we look after our pets, there are a huge number of unexpected circumstances that can arise, and depending on the breed or age, to a greater or lesser extent. Don’t forget that this is in addition to the regular check-ups, general and specialist consultations, and range of vaccinations that our four-legged friends require.

So, how much does veterinary care actually cost? As you can imagine, seeking the services of a highly trained professional veterinarian is by no means cheap, however it varies depending on the region of Spain, clinic, and type of service needed. The benefit of taking out pet insurance is that a lot on the market cover a chunk of the expenses and offer a wide range of services free of charge.

In continuation of our previous point on veterinary services, what a lot of new dog owners are not aware of is that we are also responsible for any damage they cause to third parties, including treatment and in the worst case scenario, legal fees. These costs can often be extremely high, but by taking out pet insurance with civil liability cover, you could be saving yourself a fortune in the long run. Check out our post on Dangerous Dog Insurance (Seguro PPP) in Spain for more info on the topic.

The best cover for your best friend

Caser proudly offers insurance coverage for your furry friend via the MIMAscota insurance plans in various coverage levels to best serve you and your pet. Currently, this coverage is only available for cats and dogs.

When choosing Caser MIMAscota insurance, you’ll have a network of more than 320 clinics in the network, plus knowing that your pet’s age and breed do not affect Fido’s ability to be covered. Caser’s most basic coverage plan, MIMAscota con Responsabilidad Civil, will set you up with mandatory civil responsibility insurance for only 3,90€ a month (that’s less than 50€ a year!). You get the following benefits:

• Civil liability of up to 350,000€ + legal defense in the case of damages incurred
• Tele veterinarian at any time, 24/7
• Online consultations with one of CaserVet’s professionals
• Coverage for all breeds and all ages
• Coverage throughout Spain
• The ability to add bespoke options according to your pet’s (and your wallet’s!) needs
  
  

If you’d like to keep vet bills under control, consider the MIMAscota Plan Salud or Plan Salud Premium. In addition to the benefits listed above, Plan Salud includes unlimited consultations and check-ups – including in emergency situations, plus coverage of rabies and tetravalent vaccines. This all-in-one plan is only 232€ a year and has no exclusions for breeds or for pre-existing conditions or health issues.

Finally, MIMAscota Plan Salud Premium also includes all universal vaccinations and a full, annual battery of check-ups and revisions for 330€ annually.

None of Caser’s range of benefits have a wait period, with the exception of remains incineration (3 months), so you can begin using your plan from Day 1!

You can calculate your MIMAscota insurance on Caser’s website and explore bundles with your annual Caser health, home or automotive insurance for additional savings. Should you have more than one pet, Caser offers discounts on each additional furry friend on your policy. So, if you’re going to protect your whole family, you should protect Toby, too!