Dental services for free with Caser Expat Insurance

It’s no secret that your oral health can reveal quite a bit about your overall wellbeing – in fact, your mouth is often the first indicator that you could be suffering from another ailment. Thus, taking care of your smile is not only important but also smart – and so is taking out dental service in Spain to protect your smile. But are you taking advantage of the dental services for free that your insurance coverage offers you as an expat?

Assess what you’re doing at home to take care of your oral health first. 

According to the American Dental Association, the best way to protect your smile and work to prevent dental health issues is to take care of your teeth daily. This includes biyearly checkups, of course, but it’s also imperative that you spend time brushing with fluoride toothpaste – after meals or at least two times a day – and flossing at home.

Is dental insurance included in health insurance in Spain?

Not quite. While your autonomous community’s social security regime will cover yearly checkups and teeth cleaning for children up to 15, dental care is an additional service that must be paid for out-of-pocket for anyone who is older than 15. There are very few public dentists, and their time is usually spent on pediatric or emergency cases.

For this reason, many Spaniards and expats alike consider taking out dental insurance to cover anything from an extraction to orthodontics.

If you have private insurance, check your policy for dental services for free that you’re already covered for; you may be entitled to a free annual teeth cleaning at the very least. 

As the child of someone who spent her life in the dentist chair, my mother started us on twice yearly checkups with a pediatric dentist (when he retired, my mother switched to his protegé!). She could have spent much less on dental services had she researched a better insurance plan to cover the various needs she had – root canals, implants, cavities and crowns.

Free Dental Services with Caser Expat Insurance: Introducing Smile Essential and Smile Perfect coverage plans

Caser’s dental insurance coverage can be broken down into two different plans, both of which can be added to your current Caser Expat Insurance health plan for all members of your family. You can trust Caser’s network of professionals and clinics, as well as take advantage of the 24-hour care hotline (and likely in your language!).

Services and treatments that are included in both the Smile Essential and the Smile Perfect plans are the following:

• Consultations within Caser’s vast network of dental clinics, including diagnosis, treatment and quote for further services or treatments
• Twice yearly dental cleaning (tartrectomy) and yearly dental health check-ups
• Simple and complex tooth extraction
• Simple and complex wisdom tooth extraction
• Intraoral and Orthopantomographic (panoramic) X-rays
• More complex X-rays, like lateral head teleradiography or periodontal X-rays
• Lip or tongue frenectomy diagnosis and treatment
• Removal of dental cysts, epulis or mucocele, as well as other foreign objects
• Abscess drainage
• Diagnosis of orthodontic issues, so long as the patient undergoes subsequent treatment; this includes Invisalign technology
• Implantology study, so long as the patient undergoes subsequent treatment
• Diagnosis and treatment of common toothaches and other dental issues, plus any follow-up treatments necessary
  
  

A full list of dental services for free with Smile Essential can be found on Caser’s website, as well as additional stipulations by treatment.

The Smile Perfect plan takes coverage one step further: you’ll be able to also enjoy a implantology study and checkups for free, 24-hour emergency pediatric and adult care as well as pharmacy and prescription cost reimbursement of up to 100€ for each policy holder. You can contract either individually for a low monthly cost –10 euros a month or less - or take care of the whole family with a special price for three to six family members that costs less than a tank of gas! Simply speak to your broker to add the desired coverage to your pre-existing plan and begin taking advantage of more than 40 services that are included in either plan.

Are children’s periodontal care covered within services? 

Good oral healthcare starts when a child is six months old and those baby teeth start poking through! Children within the Smile Essential or Smile Perfect plans can take advantage of a number of childhood dental services for free, including opening pulp chamber, fillings (both in baby teeth and permanent teeth), crown reconstruction, fluoride and other advanced processes. 

All coverage included, as well as stipulations, can be found at this link.  

Is there a discount for any additional treatments that are not covered by insurance?

Caser’s dental plans will not only save you money on free treatments but also help you save up to 50% on the following:

• Fillings and reconstructions to help conserve your smile
• Dental implants in the case of losing a tooth
• Orthodontics, including Invisalign treatments
• Aesthetic treatments, like tooth whitening or veneers
• Endodontics and hypersensitivity treatments
• And more!
  
  

The bottom line is that proper dental care will save you money.

Is dental insurance worth it? 

Yes – there are major benefits to having dental insurance. Paying out-of-pocket for services can be expensive and could even be more exorbitant than you’d budgeted for, and oftentimes the aches and pains in your mouth can lead to larger, costlier problems. Know that your smile – and, indeed, your overall health – will be safe by investing in dental insurance and adding it to your comprehensive health insurance plan for the whole family.

Caser’s dental insurance plans are inclusive – there are absolutely no exceptions or exclusions to the insurance – and there are no co-pays; you will be billed during the subsequent billing cycle to help you budget. Add to that that you’ll have no wait periods to begin coverage and treatments, no cap on the number of appointments you can make in a calendar year, and flexible billing that allows you to pay at your pace, and you’ll smile even wider.